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Legal & Privacy
Last Updated: 24 April 2026

Legal Terms & Conditions.

Our agreement with you

1. Introduction

These Terms and Conditions apply to all services provided by Sample Company Limited (trading as “OFX”). By using our services, you agree to be bound by these terms. We recommend that you read them carefully and keep a copy for your records.

Regulatory Information

Sample Company Limited (trading as “OFX”) is registered in England and Wales. We are authorised by the Financial Conduct Authority as an Electronic Money Institution.

2. Our Services

OFX provides international money transfer services and related foreign exchange products. We do not provide financial advice, and you should consider your own financial situation before making a transfer.

We offer various transfer types including Spot Transfers, Forward Contracts, and Regular Payments. Each product may have specific terms that apply in addition to these general terms.

3. Fees and Charges

We are transparent about our fees. The exchange rate and any applicable transaction fees will be provided to you before you confirm your transfer. Some intermediary banks may charge additional fees which are outside of our control.

4. Security and Fraud

Protecting your funds is our top priority. You must keep your login details secure and notify us immediately if you suspect any unauthorised access to your account. Please review our Fraud Prevention guidelines for more information on how to stay safe.

Have questions about our terms?

Contact our legal team